Make the Decision to Buy. This may seem straight forward but buying a home of any kind is more than just a financial decision; it is time consuming, emotional and a major commitment.
Get your Money Right: Talk with a great mortgage broker and get a mortgage pre-approval, make sure your down payment is organized and-most importantly-decide what you can comfortably afford on a monthly basis, this is not always the same as what the lender will give you. Don’t know a great mortgage broker? We can help with that.
Needs vs Wants: there is no such thing as a perfect home, regardless of your budget. Once you understand what you can’t live without in your new condo and what is negotiable you are in a better position to make a
Being in a rush: When we are in a rush, we make hasty decisions. Hasty decisions aren’t typically smart decisions. Take your time when buying a home, learn the market, do your due diligence and take the process seriously.
Not knowing who is on your team: A great Realtor, a great Mortgage Broker, a great Home Inspector and a great Lawyer are just a few of the professionals who will make this process as smooth as possible and educate you along the way. As a first-time buyer lean on their experience to help you make the right decision.
Thinking you can get a better deal if you go direct to the listing agent: Did you know the seller’s contract with the listing agent clearly states that the agent’s fiduciary duty is to the seller? Working with a